Overview

SHIP Down-Payment Assistance Application period will begin TBD. In order to obtain an application for assistance, the following requirements must be met:

• 12hr - First Time Homebuyers Education Certificate provided by Osceola County Extension Services
• Current Pre-approval Letter from one of Osceola Countys Participating Lenders no more then 60 days old

Applications can be obtained in person at the Osceola County Human Services Division, located at 330 N Beaumont Ave, Kissimmee, FL 34741 or here online when available. Applications must be hand-delivered to the office with the attached requirements. Have questions? Contact us at (407) 742-8400.

The Osceola County housing assistance program is designed to make affordable housing available to citizens with an income that is classified as moderate or lower. The number of moderate funding is limited to funding restrictions.

The State Housing Initiatives Partnership S.H.I.P. program provides funding to local governments to assist citizens to become homeowners. Eligible first-time homebuyers will receive financial assistance to help with the costs of buying a home. For more information on this program, please click here.

S.H.I.P. partners in Osceola County include lending institutions, housing developers, community based housing, service organizations and affordable housing professionals.

Applications are processed on a first-come, first ready, first served basis.

Maximum financial assistance is:

• Very low income = $36,000.00
• Low income = $26,000.00
• Moderate = $16,000.00