Announcements

If you haven't been saving for your retirement in our deferred compensation plan, National Save for Retirement Week is the perfect time to start.

We invite you to attend the week's events and learn more about the benefits of enrolling. In the coming days, you'll receive emails about workshops, discussions or events that can help you make an informed decision about your future.

Now, more than ever, it's critical that you do more to prepare for retirement. New studies report than many employees aren't saving enough to meet their financial needs when they retire. Here are just two findings from the experts:

• Employees may need to replace, on average, up to 126 percent of their final pay at the time they retire in order to be financially prepared
• 60 percent (nearly 3 out of every 5) of households are at risk of being financially unprepared for retirement

Saving even just a little more from each pay period can help you avoid shortfalls in your retirement income. Discover how you can give yourself greater potential to reach your goals for the future.

To find out more, please call Sandy Freijo at 1-863-258-0321 or toll free 1-877-NRSFORU (1-877-677-3678) or visit nrsforu.com/NS4RW. You can also attend our on site workshop on Deferred Comp your 457(b) plan on October 21^st at either 10 AM or 2 PM in the Administration Building on the fourth floor in conference room number 4727.

¹HewiU Study Reveals Widening Gap Between Retirement Needs and Employee Saving Behaviors", Hewitt Associates, 2008

²The Center for Retirement Research at Boston College, 2010 Retirement Specialists are registered representatives of Nationwide Investment Services Corporation, member FINRA. In MI only: Nationwide Investment Svcs. Corporation.

Investing involves risk including possible loss of principal. Nationwide, On Your Side and the Nationwide framemark are service marks of Nationwide Mutual Insurance Company.

©2010 Nationwide Retirement Solutions, Inc. All rights reserved. One Nationwide Blvd., Columbus, OH 43215.