Minor Home Repairs for Seniors

Client Eligibility

You may be eligible for a one-time minor repair if you meet all the following criteria:

• You are a homeowner
• 62 years of age or older
• Owned and lived in the home for a minimum of one year
• Live within unincorporated Osceola County or the City of St. Cloud
• Household must qualify at 80% or below the median income based on the current Housing and Urban Development income chart (chart below)
• Must be able to provide income documentation

If you have received prior SHIP or CDBG help, you do not qualify for this program.

To qualify, your income must fall within the stated guidelines based on family size.

Effective date 4/27/2022

Selection Criteria

Clients will be assisted on a first come, first qualified basis. This program may establish a waiting list.

Maximum Award

Up to $10,000.

You will not have to pay back the grant if the owner stays in the home for at least one year from the time of repairs.

This program does not allow contractor change orders.

Property Eligibility

The property must be located within unincorporated Osceola County or the City of St. Cloud. Housing within the city limits of Kissimmee are NOT eligible.

The property must contain a legal residential structure intended for continued residential occupancy.

Only single-family homes and manufactured homes are eligible.

Taxes and homeowners insurance must be current.

All repair work will meet local building code standards.

Manufactured / Modular Home

To be eligible, manufactured or modular homes must:

• Meet Florida Department of Economic Opportunity (DEO) standards
• Display DEO decal/emblem.
• Be installed according to Department of Highway Safety and Motor Vehicles' standards.
• Be ooccupied by the deed owner.
• Be assessed as real property.
• Meet all zoning, planning, and/or variance requirements.

Eligible Repairs

Eligible repairs correct health and safety issues, or improve the immediate livability of the home. Examples include:

• Roofing systems including soffit and fascia;
• Onsite sewage disposal systems or replace sewer taps if available, sewer connections;
• Minor drainage repairs;
• Water systems (including wells), water system connections, and/or plumbing repairs;
• HVAC System repair or replacement;
• Hot water tank repair or replacement;
• Accessibility modifications;
• Electrical hazard repairs; and
• Any other health or safety issue deemed to be an eligible minor repair after conducting an inspection, completing a work write-up and receiving the approval of the Department Director or his/her designee.

Properties in need of more than the above repairs may not qualify for this program. For example, homes that do not meet building code and cannot be repaired for $10,000 do not qualify.