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Home | Agencies & Departments | Housing and Community Services | Housing | SHIP Program | Purchase Assistance/Down Payment Assistance
Housing and Community Services Office
M-F: 8am - 5pm
(407) 742-8400
(407) 742-8431
1392 E. Vine Street
Kissimmee, FL 34744

Purchase Assistance/Down Payment Assistance

This Purchase Assistance Program is closed effective May 13, 2024, until further notice.


The Purchase Assistance Program provides first-time homebuyers that are at or below 120% of the Orlando-Kissimmee Metropolitan Statistical Area (MSA) with an interest-free deferred forgivable loan that may be applied towards down payment, closing costs, and principal reduction for eligible housing. Eligible housing may include new or existing homes. This is a firsttime homebuyer strategy, consistent with federal and State housing programs definitions of “first time”.

Apply for Assistance

This program is not accepting applications at this time.

Priority of Assistance

Assistance will be on a first-come, first-qualified, first-served basis while funds are available. The Housing and Community Services Department may give priority to very low and low-income homebuyers and limit the amount of assistance provided to higher income households to meet funding requirements. Should funds not be available or the number of homebuyers exceeds the program’s service capacity a waiting list will be established.

Please refer to the documents below for information and guidelines regarding the Down Payment Purchase Assistance program.

Frequently Asked Questions